The Palawan Group of Companies has introduced ProtekTODO Critical Illness Insurance, a new product designed to provide accessible and affordable protection against three of the Philippines’ top causes of death: heart attack, stroke, and cancer.

Palawan ProtekTODO Offers 3-in-1 Protection Against Critical Illnesses

With rising healthcare costs and lengthy recovery periods, many Filipino families struggle with the financial impact of medical emergencies. Palawan ProtekTODO addresses this need by offering a 100% cash payout upon diagnosis, regardless of illness stage.

The product is open to Filipinos aged 18 to 60 and provides one full year of coverage. Customers can choose from two plan options:

• Basic Plan: ₱50,000 coverage for as low as ₱550 per year
• Plus Plan: ₱100,000 coverage starting at ₱1,100 per year

This financial assistance can help policyholders manage medical expenses and treatments, giving families peace of mind in times of crisis.

Strengthening Health Protection with Accessible Insurance

“This milestone product embodies everything we stand for—trust, innovation, and protection for every Filipino,” said Karlo M. Castro, President and CEO of the Palawan Group of Companies. “As we mark 40 years of dedicated service, we reflect on the millions of lives we’ve touched through accessible financial solutions. More importantly, we look forward with a renewed commitment to help build a healthier, more resilient future for the communities we serve.”

The launch comes at a critical time. Data from the Philippine Statistics Authority’s 2024 Causes of Death report shows that ischemic heart disease remains the top cause of death, followed by neoplasms (including cancer) and cerebrovascular diseases such as stroke.

Affordable Coverage Backed by Trusted Partners

ProtekTODO Critical Illness is underwritten by Oona Insurance Corporation and aligns with Palawan’s promise of “mura, mabilis, at walang kuskos balungos” (affordable, fast, and hassle-free) service.

Available nationwide through Palawan Pawnshop – Palawan Express Pera Padala branches, the PalawanPay App, and the official Palawan website, ProtekTODO ensures that hardworking individuals, families, and breadwinners can access meaningful financial protection without breaking the bank.

FAQ

What is Palawan ProtekTODO Critical Illness Insurance?
It’s an affordable insurance plan that provides financial coverage against the top three critical illnesses in the Philippines: heart attack, stroke, and cancer.

How much does ProtekTODO cost?
The Basic Plan costs as low as ₱550 per year for ₱50,000 coverage, while the Plus Plan costs ₱1,100 per year for ₱100,000 coverage.

Who can apply for ProtekTODO Critical Illness?
The product is open to Filipinos aged 18 to 60 years old.

Where can I purchase ProtekTODO Critical Illness?
It is available at all Palawan Pawnshop – Palawan Express Pera Padala branches, via the PalawanPay App, and through the official Palawan website.

How does the payout work?
Policyholders receive a 100% cash payout upon diagnosis of a covered illness, regardless of the illness stage.