Family life often means juggling a lot—school fees, groceries, birthday parties, and the occasional family trip. For many moms, setting aside money for personal dreams (or even little luxuries) can feel like it always takes the backseat. That’s where Maya Personal Goals steps in. Designed for everyday Filipinos, Maya helps you grow your money effortlessly with savings that can earn up to 8% interest per annum (p.a.).

Smarter Savings for Moms and Families

Think of Maya Personal Goals as a digital version of the classic alkansya (piggy bank), but one that actually grows your savings faster. Whether you’re setting aside money for your child’s tuition, the next family vacation, or even a new gadget just for you, Maya lets you create up to five different goal accounts—all inside the Maya app.

Each goal starts with 4% p.a. interest, and every additional ₱20,000 you save unlocks a higher rate—up to 8% p.a. on deposits up to ₱100,000. It’s a big boost that makes every peso work harder for your family’s needs and dreams.

Why Maya Personal Goals Work for Moms

• Flexibility you can trust – No lock-in periods or penalties. Withdraw anytime in case of emergencies.
• Peace of mind – BSP-licensed and PDIC-insured up to ₱1 million per depositor.
• Multiple goals, one app – Separate savings for household needs, travel, or even “me-time” goals.
• Kid-friendly teaching moment – Show your children how saving and growing money really works.

How to Start Your First Goal

1. Open the Savings tab in your Maya app.
2. Create a new goal—set a name, target amount, and due date.
3. Fund it through Maya Savings, Wallet, or even transfers from other banks.
4. Watch it grow—earn from day one, and boost your interest as you save more.

FAQ: Everything Moms Want to Know About Maya Personal Goals

Q: Is there a minimum amount to start?
A: You can start with as little as ₱1 and already earn 4% p.a. interest per goal.

Q: What if I need to withdraw for emergencies?
A: No worries. There are no lock-in periods or penalties. You can access your money anytime.

Q: How safe is my money with Maya?
A: Your savings are PDIC-insured up to ₱1 million and Maya is regulated by the Bangko Sentral ng Pilipinas (BSP).

Q: Can I use it for multiple savings goals at once?
A: Yes! You can create up to five different goal accounts—great for separating family, kids, travel, and personal savings.

Q: How do I reach the 8% interest?
A: Every additional ₱20,000 you deposit increases your interest rate. You can reach up to 8% p.a. on deposits up to ₱100,000.